Estimate your monthly mortgage payment, or see how much life insurance your family may need. Choose a tool below — it only takes a minute.
Estimate your monthly payment, including taxes, insurance and mortgage insurance — then get pre-approved for your real numbers.
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This calculator provides estimates for illustration only and is not a loan offer, rate quote or commitment to lend. Actual rate, payment, mortgage insurance and costs depend on credit, property, loan program, and lender guidelines. FHA figures assume a 1.75% upfront MIP financed into the loan and an annual MIP of 0.50–0.55%; VA figures assume a first-use funding fee financed into the loan (exempt veterans pay none). Conventional PMI is estimated and is shown until the loan reaches 78% of the original home value. Ivory Mortgage Group, powered by NEXA Mortgage, LLC · James Ivory II, NMLS #2621377 · NEXA Mortgage, LLC NMLS #1660690 · Equal Housing Lender.
Answer a few quick questions to estimate the coverage that would replace your income, pay off the house, and fund your kids' future. Results update as you type.
This calculator provides a general estimate for educational purposes only and is not a quote, offer of coverage, or financial advice. Actual needs, eligibility, and premiums depend on underwriting and your full financial picture. Speak with a licensed agent for a personalized recommendation.
Your results are a starting point. For a plan built around your family and your goals, schedule a free consultation with James.