Template notice: these are starter terms. Please review with a qualified attorney before publishing on your live site to make sure they accurately reflect your business and comply with applicable law.

Effective date: June 21, 2026

About Ivory Holding Group

Building Security, Equity, and Opportunity. Guidance Through Every Stage of the Home & Wealth Journey.

Ivory Holding Group is a strategic oversight and education company focused on helping individuals and families navigate the path to homeownership, protection, and long-term financial confidence.

We do not sell real estate, issue loans, or provide insurance products directly. Instead, we connect clients with independently operated, fully licensed professionals so they can make informed choices at every step of their journey.

Ivory Holding provides coordinated financial education and access to licensed professionals across insurance, real estate, and mortgage services. Our role is to educate, guide, and connect clients with solutions that align with their long-term goals.

Required Disclosure

Ivory Holding Group does not provide real estate brokerage, mortgage lending, or insurance services. All services are offered through separately licensed and independently operated entities. Clients are free to choose any service provider. No service is required to obtain another.

1. Acceptance Of Terms

By accessing or using the Ivory Holding website, you agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree, please do not use the site.

2. Services & Educational Role

Ivory Holding provides information about life insurance, real estate, and mortgage services. Specific products are offered through independently licensed partners: Kinfolk Financials for insurance, NEXA Mortgage for lending, and eXp Realty for real estate transactions. Actual products, rates, and terms are subject to underwriting and approval by those partners.

Insurance & Financial Protection

Protecting what you build matters. We introduce clients to licensed insurance professionals who help assess risk, explore coverage options, and design protection strategies that support financial security.

Mortgage Education

Understanding financing is critical. We help clients connect with licensed mortgage professionals who can explain loan options, qualification requirements, and lending strategies—so financing aligns with long-term goals.

Real Estate Guidance

We connect clients with experienced real estate professionals who provide buyer and seller representation, market insight, and strategic support—helping individuals make confident property decisions.

3. About James Ivory II

James Ivory II is committed to helping individuals and families gain confidence in their financial decisions. His approach centers on education, transparency, and long-term planning—ensuring clients understand their options and feel empowered at every stage.

Through collaboration with licensed real estate, mortgage, and insurance professionals, James helps clients move forward with clarity and purpose.

4. A Smarter Way To Approach Homeownership & Protection

Your financial future is built on more than one decision. It’s a combination of education, opportunity, and protection—made stronger when each step is handled by the right professional.

Ivory Holding Group helps simplify this process by offering clarity, coordination, and introductions to trusted experts across key areas of the homeownership lifecycle. Clients are always free to choose any service provider.

Schedule a free consultation to learn more about the homeownership and protection journey—and how to begin making informed, confident decisions.

5. Communications & Consent

By submitting any form at IvoryHolding.com, you consent to receive calls, emails, and text messages, including automated communications, from Ivory Holding and its affiliates at the contact information provided. Consent is not a condition of purchase. Message and data rates may apply. You may opt out at any time.

6. No Financial Or Legal Advice

Content on this website is for general informational purposes only and is not financial, tax, legal, or investment advice. Always consult a qualified professional regarding your specific situation before making decisions.

7. Accuracy Of Information

We strive to keep information current and accurate, but we make no warranties about the completeness, reliability, or accuracy of website content. Rates, products, and program details change frequently.

8. User Conduct

You agree to use the site only for lawful purposes and not to use the site in any way that could damage, disable, overburden, or impair the site or interfere with any other party’s use of the site.

9. Intellectual Property

All content, branding, logos, and design elements on this site are the property of Ivory Holding or its partners and are protected by U.S. and international copyright and trademark laws. You may not reproduce or distribute this content without permission.

10. Third-Party Links

Our site contains links to third-party websites, including those of our service partners. We are not responsible for the content, privacy practices, or policies of those sites.

11. Limitation Of Liability

To the fullest extent permitted by law, Ivory Holding will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the site or any service obtained through the site.

12. Changes To These Terms

We may update these Terms & Conditions at any time. Continued use of the site after changes are posted constitutes your acceptance of the updated terms.

13. Governing Law

These terms are governed by the laws of the State of Washington, without regard to its conflict-of-laws principles.

14. Contact Us

Questions about these terms? Contact us:
Email: [email protected]
Phone: 360-672-7075